At Preferred Imaging Centers we believe all patients should receive to affordable, top-notch medical care without excessive costs. We understand that early in the year it can be hard to pay for necessary imaging scans and healthcare costs when you have a high deductible insurance policy – like most people do. We can help! Preferred Imaging Centers we work hard to keep our pricing down and offer discounts for Self-Pay patients. We are truly dedicated to providing patients with first-rate imaging services they need at a reasonable pricing.
Let’s face it Health Care can be expensive – especially early in the year! But we can help!
Healthcare deductibles can be hard to pay early in the year for several reasons:
Resetting Annual Deductibles: Many health insurance plans have an annual deductible that resets at the beginning of each calendar year. This means that even if you met your deductible in the previous year, you need to start over in the new year. This can be challenging for individuals who have ongoing medical needs or conditions.
Accumulation of Expenses: Health issues or medical expenses may accumulate early in the year, requiring individuals to meet their deductible quickly. This can be particularly challenging if multiple family members have healthcare needs.
Financial Strain After Holidays: The beginning of the year often follows the holiday season, during which individuals may have increased spending. This can lead to financial strain when faced with healthcare deductibles early in the year.
Limited Time to Budget: Individuals may have limited time to budget for healthcare expenses early in the year, especially if they are not aware of the full extent of their medical needs. Planning for and managing healthcare costs can be difficult when deductibles reset.
Timing of Procedures and Services: Some medical procedures or services may be scheduled early in the year due to various factors, including physician availability, diagnostic requirements, or medical urgency. This can contribute to the early accumulation of healthcare expenses.
Delayed Insurance Coverage: Insurance coverage may take some time to process and take effect at the beginning of the year. During this period, individuals may be responsible for covering medical expenses until their insurance coverage becomes active.
Therefore it’s important for individuals to be aware of their insurance plan details, budget for potential healthcare expenses, and explore options for managing deductibles, such as Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs). Planning ahead and staying informed about healthcare costs can help individuals navigate the financial aspects of meeting deductibles early in the year.
But sometimes life takes twists and turns that bypass all the best planning we can do! And sometimes you might need an unexpected MRI, X-ray, Ct Scan, or Ultrasound that is absolutely necessary early on in the year.
Preferred Imaging Centers are here to help with Affordable Self-Pay Pricing!
Preferred Imaging Centers is dedicated to helping people. We understand how tough it can be to pay medical expenses – especially early in the year! That’s why we offer discounts at all our Chicago imaging locations for self-pay patients. Getting an MRI? If you’re a Self-Pay patient we offer a more AFFORDABLE pricing to you!
We also offer Hardship Pricing for hardship patients (with financial difficulty) with price determined according to patients ability to pay.
Do you have a High Deductible Insurance Plan?
If you have a high-deductible health plan, it may be advantageous to pay out of pocket until you reach the deductible. After meeting the deductible, insurance coverage typically kicks in. Many patients are surprised at how low their imaging scans can be when they Self-Pay out-of-pocket. That’s because paying out of pocket helps you get better pricing and still get access to the healthcare you need.
Of course, every situation and person is unique. We recommend that individuals consider their overall health, financial situation, and insurance coverage when deciding whether to pay medical expenses out of pocket.
We invite you to contact us for any questions you may have about how we can help with the Affordability of your Imaging scans – especially early in the year!
